Will my money last? Rich, broke or dead, country by country

Your plan
Portfolio & market ›

Advanced settings ›
Spending flexibility
Own home (home country row only)
Taxable savings
Tax-advantaged accounts
Extra income streams ›
One-off / extra expenses ›

Each entry runs from its start age to its end age. For a one-off, set both the same.

Life expectancy ›

Countries

Your odds by age

Your balance over time

Success vs spending, by tax regime

Safe spend (90%) vs stock allocation

Kept (+) and tax paid (−) vs years modelled, by tax regime

Educational model, not financial or tax advice. Market returns: Jordà-Schularick-Taylor Macrohistory (1870–2020), extended to 2025 with FRED / MSCI / ECB / Eurostat / SNB data; mortality: Eurostat; Box 3: proposed 2028 "Wet werkelijk rendement". See the method page for sources.